David Rubenstein is an attorney and owner of CreditForums.com and CreditShout.com. These sites save people time by doing the fine print research for you and recommending cards that make sense for your life while maximizing the rewards earned. He knows the ins and outs of credit cards, rewards, which cards are worth the efforts and loves traveling, but not necessarily points cards.

In this episode we talk about why he chooses cash back cards over travel points,

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