I have heard some amazing stories, but this one might be one of the coolest.

Tracie Fobes was able to create her dream life directly from her experience paying off debt.

Tracie is the founder Penny Pinchin’ Mom and TracieFobes.com. Her journey to paying off debt started when she was inspired by her friend, who was using the envelop system, paid for dinner with cash. Tracie went home,

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