Buying a home is one of the largest purchases you’ll ever make.
This episode will help you find out if you are getting a good interest rate.
Casey Fleming started out as an appraiser in 1979 and built one of the largest appraisal and consulting firms in the San Francisco Bay Area. He sold the firm in 1995 to transition to lending.
Casey built a team of 300 loan agents from 2003 through 2008, mentoring dozens of senior agents and producing training meetings for hundreds.
After the Financial Crisis Casey began writing what would become The Loan Guide: How to Get the Best Possible Mortgage. Frustrated by the ugly lending practices in the industry, Casey wrote the book to help consumers protect themselves from predatory practices. Today Casey is passionate about educating consumers.
In this episode we talk about how the appraising world is changing, why banks sell your loan, the reasoning behind 20% down payments, mortgage insurance and how to get rid of it, getting a loan if you have little to no credit history, alternative credit, and when you should consider NOT buying a home. Casey also shares with us a really cool top secret tip to helping you get the very best possible mortgage rate.
Stephanie- “I have an end of the year money win — My medical bills are paid! I made the last $50 payment today. Next debt to try to get paid is my sorority! I owe less than $2,000 and my goal is the end of this year. I’m being more conservative until I can gain a little more traction with my payments.” #moneywin